Fast Trax
If you’re ready to get home NOW, we’re ready to help.
You’re ready to move in NOW, and HOPE wants to help. Our Fast Trax mortgage is designed for people are prepared to complete the lending process quickly.1
HOPE’s Fast Trax program is designed to get your loan completed in just three weeks. It also requires less documentation, so you can avoid some of the hassle and time-consuming process of gathering additional paperwork. 2
- Affordable Fixed Rates
- Available for Terms of 15, 20, and 30 Years
- Up to 100% Financing3
- Credit Scores as Low as 640
- Flexible Income Qualification
- No Mortgage Insurance Required
- Available for Single Family, Attached or Detached, and Manufactured Housing4
- Down Payment Assistance Can Be Used6
Contact a HOPE mortgage originator to learn more or take the next steps.
1Loans subject to approval.
2If disqualifying factors are discovered during the process, the application may be converted to a traditional loan.
3Down payment of 3% required for mortgages of more than $250,000.
4Manufactured housing must qualify as real property.
6Borrower must meet minimum cash contribution and combined loans must still be within the allowable debt ratios and cumulative maximum loan-to-value amount.