Personal Loans
A healthy investment choice for the committed investor.
Our Share Certificates are time commitment deposits.
By committing your funds for a specific period of time, you get a higher fixed dividend (or interest rate) than you would with a regular savings account.
Lock in a great rate and guaranteed savings with 6-, 12-, 24-, 36- and 60-month certificates that grow your balances over time.
To see current rates on our Certificates, check out the rate schedule.
- Invest for 6-, 12-, 24-, 36-, or 60-months
- $1,000 minimum deposit
- Guaranteed interest rates
- Insured up to $250,000 by NCUA.
If you are a Socially Responsible Investor (SRI), Jumbo Certificates are also available with a $95,000 minimum deposit. You can also purchase high-impact Certificates at below-market rates to help us extend economic opportunities to more low-wealth families.
Deposit Rates
Share Certificates5,6 (CDs) ($1,000 Minimum) |
Annual Percentage Rate (APR) | Annual Percentage Yield (APY) | Jumbo APR | Jumbo APY |
|---|---|---|---|---|
6-Month |
0.75% | 0.753% | 0.75% | 0.753% |
12-Month |
2.750% | 2.788% | 3.580% | 3.645% |
24-Month |
2.088% | 2.110% | 3.480% | 3.541% |
36-Month |
2.082% | 2.104% | 3.470% | 3.537% |
60-Month |
2.204% | 2.228% | 3.673% | 3.741% |
Transformational Deposits (Not available on 6-month term.) |
0.25% | 0.25% | ||
Jumbo Transformational Deposits6 (Available on deposits of $5,000,000 or more.) |
0.35% | 0.35% |
Share Certificates5,6 (CDs) ($1,000 Minimum) |
|
|---|---|
| Annual Percentage Rate (APR) | |
6-Month |
0.75% |
12-Month |
2.750% |
24-Month |
2.088% |
36-Month |
2.082% |
60-Month |
2.204% |
Transformational Deposits (Not available on 6-month term.) |
0.25% |
Jumbo Transformational Deposits6 (Available on deposits of $5,000,000 or more.) |
|
| Annual Percentage Yield (APY) | |
6-Month |
0.753% |
12-Month |
2.788% |
24-Month |
2.110% |
36-Month |
2.104% |
60-Month |
2.228% |
Transformational Deposits (Not available on 6-month term.) |
0.25% |
Jumbo Transformational Deposits6 (Available on deposits of $5,000,000 or more.) |
|
| Jumbo APR | |
6-Month |
0.75% |
12-Month |
3.580% |
24-Month |
3.480% |
36-Month |
3.470% |
60-Month |
3.673% |
Transformational Deposits (Not available on 6-month term.) |
|
Jumbo Transformational Deposits6 (Available on deposits of $5,000,000 or more.) |
0.35% |
| Jumbo APY | |
6-Month |
0.753% |
12-Month |
3.645% |
24-Month |
3.541% |
36-Month |
3.537% |
60-Month |
3.741% |
Transformational Deposits (Not available on 6-month term.) |
|
Jumbo Transformational Deposits6 (Available on deposits of $5,000,000 or more.) |
0.35% |
5Early withdrawal penalties apply to all certificate and IRA accounts.
6Standard jumbo rates are available on deposits of $95,000 or more. Jumbo rates for Transformational Deposits of $5,000,000 or more.
Loan Rates
| Loan Type | Rate(APR)2 | Maximum Amount | Maximum Term |
|---|
| Loan Type |
|---|
| Rate(APR)2 |